At Caps Insurance, your privacy is of paramount importance to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website and use our services. Please read this Privacy Policy carefully to understand our views and practices regarding your personal data and how we handle it.

By using our website or services, you agree to the collection and use of your information in accordance with this policy.

1. Information We Collect

We may collect and process the following types of personal information:

• Personal Identification Information: Name, email address, phone number, home address, and other identifying details provided when you fill out forms or interact with us.
• Financial Information: Payment details and billing information.
• Technical Information: IP address, browser type, operating system, and usage details such as time spent on pages, interaction with content, and browsing activities.
• Cookies and Tracking Data: We may use cookies and similar tracking technologies to monitor activity on our site and retain certain information.

2. How We Use Your Information

Caps Insurance may use the collected data for various purposes, including:

• To Provide Services: Processing your insurance requests, generating quotes, and delivering related services.
• For Communication: Responding to your inquiries, providing customer support, and sending service-related updates.
• To Improve Our Services: Analyzing website usage, enhancing user experience, and conducting internal research.
• For Marketing Purposes: Sending you promotional offers and updates about new services if you have opted in for marketing communication. You can opt out at any time.
• To Meet Legal Requirements: Complying with legal obligations and resolving disputes.

3. How We Protect Your Data

We take security seriously and implement a variety of measures to maintain the safety of your personal information:

• Data Encryption: We use SSL (Secure Socket Layer) technology to encrypt sensitive information during transmission.
• Access Controls: Access to personal data is restricted to authorized personnel only.
• Data Retention: We will retain your personal data only for as long as necessary to fulfill the purposes we collected it for, including legal, accounting, or reporting requirements.

4. Disclosure of Your Information

We may share your personal information in the following situations:

• With Service Providers: We may share your data with third-party service providers who assist in delivering our services, such as payment processors or marketing platforms. These parties are obligated to protect your data.
• To Comply with Laws: We may disclose your personal information if required by law or in response to valid requests by public authorities.
• In Business Transfers: If Caps Insurance is involved in a merger, acquisition, or asset sale, your personal data may be transferred as part of that transaction.

5. Cookies and Tracking Technologies

We use cookies to enhance your experience on our website. A cookie is a small data file that is placed on your device when you visit our site. Cookies help us analyze traffic, remember your preferences, and provide you with a more personalized experience.

You can set your browser to refuse cookies or alert you when cookies are being sent. However, if you disable cookies, some parts of our site may not function properly.

6. Third-Party Links

Our website may contain links to third-party websites that are not operated by Caps Insurance. We are not responsible for the privacy practices of these external sites, and we encourage you to review their privacy policies before providing any personal information.

7. Your Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• Right to Access: You can request a copy of the information we hold about you.
• Right to Correction: You can request corrections to any inaccurate or incomplete data we have on you.
• Right to Deletion: You may request that we delete your personal data, under certain conditions.
• Right to Object: You have the right to object to the processing of your personal data.
• Right to Restrict Processing: You can request that we limit how your data is processed.
• Right to Data Portability: You may request that your data be transferred to another organization.

To exercise any of these rights, please contact us using the contact details provided below.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time in response to changing legal, technical, or business developments. We will notify you of any changes by posting the new Privacy Policy on our website. We encourage you to review this page periodically for any updates.

9. Contact Us

If you have any questions or concerns regarding this Privacy Policy or our data handling practices, please contact us at:

Caps Insurance
[Your Address]
[Your Email Address]
[Your Phone Number]